The mortgage loan process could be complex and complicated. We make best use of technology to simplify the process for you. We will schedule a time to chat with you, review your information, and explore different solutions to best benefit you. We will do the hard work for you to get the loan approved.
Why should you work with us?
We will help you shop for the best deal on a mortgage with the knowledge, experience, and lending platform that we utilize, which allows us to compare many mortgage products available in real-time, and possibly locking the rate the same day. We will review your situation, explore different solutions, and guide you personally through the mortgage application process.
A good loan officer (LO) is like an experienced captain navigating a ship in stormy waters and try to bring the ship safely to harbor. One might not realize the amount of work involved in getting a loan done. A good LO coordinates with the borrower, selling agent, listing agent, HOA, insurance agent, appraisal management company, escrow, title, loan processor, lock desk, underwriter, funder, etc., and stays on top of the situations, because every one of these holds a “red card” that could potentially sink the ship.
Who would you trust your housing future to?
We provide mortgage solutions with the following potential benefits*:
- No Out-of-Pocket Expense
- Free Credit Check
- Appraisal Waiver
- Appraisal Reimbursement
- No Application/Processing/Underwriting Fee
- No Escrow and Title Fee
- Escrow Refund
- Skip a Mortgage Payment or two
What people are saying about me?
King Lam responded to question quickly, even on weekends and evenings. He always seemed to be patient, and ready to solve any problems without worry. And in the end when the loan was ready, he went out of his way to see that we got the check as quickly as possible, which paid off for us in the end.
Reviewed by Martin J.
King is very knowledgeable, professional, and confident in what he does. What impresses me the most is his responsiveness, in relaying information and answering questions – may they be urgent or not. Thank you King for all your help with my refi! Best.
Reviewed by Ngai P.
Mr. Lam is very professional throughout the process. He is responsive; anytime I had questions and concerns, I got the responses immediately from him. He is honest and kept his promise. I was able to get the best rate through him for my house mortgage refinance with very minimum fees. He had told me right in the beginning what I would expected of all fees. This expectation carried out to the end. I have highly recommended him to all my co-workers, friends, and families. I will continue to do so.
Reviewed by Jianyu L.
Honest and true to his word. Kept me informed throughout the promise. Very happy with the terms. Glad I stuck with King.
Reviewed by Albert L.
King was great to work with; he communicated very well and kept me up to date as to what was going to occur next. I appreciate that he leveraged modern technology such as web forms and SMS to help streamline the various steps to make it easier to deal with including everyone’s favorite document collections. This was the best refinance experience I’ve had, and I’ve done this a few times in the past. Thanks, King, I’ll look for you when I do my next loan.
Reviewed by Eric T.
King Lam is easy to work with and I had a very good experience with our refinance. I will use him again and will recommend to friends and family for mortgage needs.
Reviewed by June Z.
King is a diligent, hardworking and honest Mortgage banker that I had a privilege working with on multiple occasions. He bats for the client and has lots of inputs and helpful insights. I would recommend him to anyone in a zip!
Reviewed by Mahesh R.